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Bankruptcy Terms and Glossary

M

Matrix
The debtor’s mailing list for their creditors.

Means Test
The section of the Bankruptcy Code applied to determine whether an individual debtor's Chapter 7 filing is presumed to be an abuse of the Code requiring dismissal or conversion to a Chapter 13.

Meeting of Creditors
A meeting held between the filer and the bankruptcy trustee to review the case and files submitted.

Mortgage
A loan when the borrower puts up a real estate title as collateral for a loan.

Motion to Lift the Automatic Stay
A request by a creditor to take action against the debtor that usually would be protected under the automatic stay.