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Bankruptcy Terms and Glossary

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Negotiable Instrument
A document that represents an unconditional promise to pay a specific amount of money upon the demand of its owner

No Asset Case
A Chapter 7 filing where there are no assets available to satisfy any portion of the creditors' unsecured claims.

Non-Dischargeable Debt
A debt not allowed to be eliminated in bankruptcy.

Non-Exempt Property
The assets an individual risks losing to creditors after a Chapter 7 Bankruptcy is filed or when a creditor sues and wins a judgment.

Nuisance Fees
Money charged by some credit card companies to increase profits when the individual doesn't use the credit card the way the creditor wants.