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Bankruptcy Terms and Glossary

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Reaffirmation agreement
An official understanding by a Chapter 7 debtor to continue paying a dischargeable debt after the bankruptcy.

Repossession
A creditor's taking of property that has been pledged as collateral for a loan after the loan goes into default.

Restructuring
Out-of-court attempt by the debtor to reorganize financial matters in order to pay off what is owed.