Many people understand the difficulty of living with unpaid debt. Enduring the often relentless harassment of creditors and debt collection agencies can add tremendous stress to already difficult financial problems. Creditors may use phone calls and even text messages in their collection attempts. To get you to agree to their demands they may say you could go to jail for not paying your debt. Yes, they will outright lie to you!
The Fair Debt Collection Practices Act (FDCPA) was created to help protect debtors from harmful collection actions. Filing Chapter 7 bankruptcy or Chapter 13 bankruptcy can help provide debt relief and stop creditor harassment. If you are considering bankruptcy, the bankruptcy attorneys at The Gooding Law Firm, P.C. are here to help.
You don’t have to put up with threats or intimidation by creditors. You can achieve the peace of mind that comes with debt relief. Once your bankruptcy petition is filed, and the bankruptcy court files a court order called an automatic stay, then federal law requires creditors to cease all of their collection efforts. Contact our offices today for a free consultation and put a legal end to their actions.
How Gooding Firm Can Help Stop Creditor Harassment
Our law firm’s practice area is exclusively bankruptcy cases. By focusing our efforts on helping you make a fresh start when you file for personal bankruptcy under Chapter 7 or Chapter 13, we can help stop credit harassment by:
- Personally representing you during any bankruptcy action
- Fielding telephone calls and other inquiries from creditors as soon as you hire us
- Preventing them from harassing you at work or calling your boss
- Stopping them from visiting your home or threatening your family
- Helping you learn what legal actions you can and cannot take against creditors
We can help you find relief from credit card debt, medical bills, and real estate foreclosure. Just remember burying your head in the sand or pretending they don’t exist, won’t stop aggressive bill collection agencies and other creditors from making your life miserable. We can make them. With our help, you can focus on resolving your debt problems and rest assured knowing you have an advocate with extensive experience handling your bankruptcy, including helping you stop credit harassment immediately. Waiting to call until lawsuits, wage garnishments, and blank attachments hit you is a huge mistake.
Stop Abusive Debt Collectors Today and Avoid Garnishment
The Gooding Law Firm is one of the leading consumer bankruptcy law firms in Oklahoma. To stop credit harassment, protect your rights and make a fresh start, contact us to speak with an experienced bankruptcy lawyer ready to make a difference in your successful financial recovery. Don’t wait until creditors are suing you left and right, and you are being garnished, before you call!